Property Consulting · Title Transfer
Title and ownership transfer in the Philippines
Taxes, BIR clearance and registration handled in the right order, through to a new title and tax declaration in your name.
Overview
A sale is not finished at signing
Signing the deed transfers your rights between you and the seller, but the title does not move until the transfer is registered. Before the Registry of Deeds will act, the taxes must clear: for most sales by individuals that means capital gains tax and documentary stamp tax, while sales by developers or other businesses may instead attract creditable withholding tax and VAT. Once paid, the BIR issues an electronic Certificate Authorizing Registration, the eCAR. Filing deadlines run from the date the deed is notarized, so delay costs money.
With the eCAR in hand, local transfer tax is paid to the treasurer, and the Registry of Deeds cancels the seller’s title and issues a new one in your name. The last step, often forgotten, is a new tax declaration with the assessor. We manage every stage and keep you updated, so the transfer finishes rather than stalling halfway.
What we handle
Transfer services
Every office, in the right order.
Tax filing
Capital gains tax and documentary stamp tax returns prepared and filed with the BIR.
eCAR processing
Supporting documents compiled and the eCAR secured from the BIR.
Local transfer tax
Transfer tax paid and clearances obtained from the local treasurer.
Registration
New title issued at the Registry of Deeds and the tax declaration updated.
How it works
How the transfer works
From notarized deed to a title in your name.
Document check
Deed, title, tax declaration and IDs reviewed for completeness.
BIR stage
Transfer taxes filed and paid, and the eCAR obtained.
LGU stage
Local transfer tax paid with the treasurer.
Registry and assessor
New title issued and a new tax declaration issued in your name.
Why transfer title with ILA
Deadlines watched
Filings made against the dates that run from notarization.
Correct sequencing
BIR, treasurer, registry and assessor steps done in the order that works.
Finished properly
We close out with the tax declaration, not just the title.
Frequently asked questions
Transfer questions, answered
Who pays the transfer taxes?
Capital gains tax is imposed on the seller, and the Civil Code places execution and registration expenses on the seller unless the contract provides otherwise. Buyers often agree to cover other costs, so the deed should state who pays what. We confirm what your deed says and compute what is assessed for your case.
What is the eCAR and why does it matter?
The eCAR is the BIR’s confirmation that the taxes on the transfer have been paid. The Registry of Deeds will not issue a new title without it, so it is the gateway to registration.
Does the same process apply to a condominium unit?
Largely, yes. Condominium units carry their own Condominium Certificate of Title and go through BIR clearance and registration, though a purchase from a developer is usually taxed differently from a resale by an individual, and the developer or condominium corporation may require its own clearances. We handle those as part of the transfer.
Just signed a deed of sale?
Book a free consultation and we will review your documents and map the transfer to a new title.
